ABOUT
EXCELSION MORTGAGE

 

Welcome to the Excelsion (pronounced:  ex-SELL-see-On) Mortgage, a Direct Lender focused on the commercial investment and small business (SBA 504) real estate.  We are a lender that uncharacteristically does not believe in maintaining a high degree of debt in commercial portfolios.  In support of that position, we offer commercial real estate investors a unique combination of loan and software products oriented around the accelerated reduction of commercial loan debt, helping them to keep literally millions of dollars of interest expense in their pockets, and not their lenders'.

This approach should appeal to conservative commercial real estate investors seeking to:

  • Significantly reduce the Total Cost of their financing expenses,
  • Dramatically increase the future cash flow of their portfolios, and
  • Provide a debt-free estate to their heirs.

Excelsion offers a significant amount of useful, free information to investors to help educate them on the concept of Total Loan Cost and the benefits of restructuring their financing to allow accelerated pre-payment through the use of sophisticated money management software. 

Thus, our services are designed to help you grow your wealth by offering:

  • A wide range of commercial, construction, and small business real estate financing options that allow for full amortization and early partial pre-payment.
  • Effective commercial and construction financing advice oriented around total financing cost reduction.
  • Sophisticated money management software to help investors maximize interest expenses reduction and shorten loan term.
  • In depth information products designed to broaden your real estate investment knowledge.

In commercial lending getting the right kind of financing for your project is the key to successful portfolio building.  We believe that "right" includes flexible financing options and a "managed" approach to commercial real estate portfolio development.

As previously stated, we believe that being debt free is the ultimate goal of any commercial real estate investment program.  If you agree that being debt free offers you financial peace of mind and freedom, then you've come to the right lender.  Debt financing, used wisely, can help you achieve debt freedom through the acquisition of income producing real estate.

To learn more about our company, please click on the headlines below:


Excelsion Mortgage is a direct lender offering commercial loans for real estate investors and small business owners (SBA 504, including construction to permanent) and other commercial investment resources.  Excelsion Mortgage is a d.b.a for C. S. Higdon, Inc. and operates under California Department of Real Estate broker's license number 01425676.  Excelsion Mortgage is an Equal Opportunity Lender.  Privacy Policy:  Excelsion Mortgage will never, ever sell, rent, trade, exchange, or barter any personal information of its clients at any time. 


Excelsion Mortgage 609 Deep Valley Drive, Ste. 200 Rolling Hills Estates, CA 90274
Phone: Toll Free Phone: Fax:

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